How You Can Help

Planned Giving

Your Legacy for Life

Concern for the future of your loved ones and security in your own retirement makes financial and estate planning an essential need. Planned giving offers you many opportunities to fulfill your philanthropic goals while providing lifetime benefits to you and your family. You can extend the influence of your generosity beyond your life through a planned gift. You can also experience the joy of giving while minimizing the personal cost of a major gift through charitable tax benefits. Please contact the Southwest Center for HIV/AIDS's Director of Development Helen Tanner, MPH for more information at (602) 307-5330.

What is Planned Giving?

Planned giving, for the donor, is the integration of sound personal, financial and estate planning concepts with the individual donor's plans for lifetime or testamentary giving.

What are Planned Gifts?

Planned gifts (or deferred gifts) include gifts to charitable organizations from individual donors through bequests, charitable remainder trusts, gift annuities and life insurance policies.

Tangible Benefits of Planned Giving…

Avoids capital-gain taxes on contributions of appreciated, long-term property with respect to certain planned giving vehicles.
Provides income tax savings through the charitable deduction for the value of the gift.
Retains income rights for your lifetime and/or those of other beneficiaries.
Creates the possibility of increased disposable income
Eliminates federal estate tax on the value of the interest in property passing to the charity upon the donor's death; and may reduce estate settlement costs.

Intangible Benefits of Planned Giving…

Allows you to make your largest "gift" to a favorite charity rather than the federal government.
Provides the satisfaction of knowing your gifts will be preserved. According to your wishes, the capital may go forward into the future, while the income meets the needs of today.
Allows an opportunity to channel your resources to help perpetuate the charitable organizations that have had meaning in your life.
Allows you to take pride in helping the organization remain strong and financially independent.
Satisfies your desire to help the organization to be able to offer new programs to meet emerging needs.
In the case of a gift to an endowment fund, satisfies the wish to continue your annual support of the charitable organization in perpetuity and thus ensure that it will be strong and active to serve future generations.

How Planned Giving Benefits the Southwest Center for HIV/AIDS

Your gift to an endowment fund provides a stable source of future operating revenue for the Southwest Center for HIV/AIDS's programs and services and lessens dependence upon less predictable funding.
Your planned gift increases available options for giving and uncovers future major capital fund contributors.
Planned giving enables the agency's leadership to plan more effectively for future growth and expand services, as well as provides opportunities for innovations.
These gifts also increase community awareness of philanthropy through various planned giving vehicles.
Gifts enable people who consider our agency one of their favorite charities to fund special projects.
Planned gifts preserves the quality of services of our organization for future generations.

Planned Giving Vehicles

Many planned giving vehicles exist, some of which are listed below:

Wills and bequests
Gifts of securities
Charitable remainder trusts
Charitable lead trusts
Gifts of a personal residence
Wealth and asset replacement trusts
Gifts of life insurance
Retirement funds

Donors are advised to seek and rely upon their own independent legal and/or accounting counsel in matters relating to bequests and deferred gifts, particularly with reference to tax considerations and estate planning. An advisor will assist the donor in creating a charitable gift that will take into account the donor's types of assets, the donor's wishes, and the state and federal taxes which apply to the donor's individual situation.